Category Archives: News

One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and this usually shifts as you enter retirement.  So, if you’re retired or are nearing the milestone, read on to find out more about decumulation dilemmas and how you might […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  There is an old joke that sheds light on the role that […]

The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But there are other factors outside of your control that might lead to emotional decision-making, including uncertainty about the upcoming Autumn Budget.  Chancellor Rachel Reeves is expected to deliver an Autumn Budget at the end of October. Despite being […]

Understanding where your wealth is coming from and how you’re using it could help you make more informed decisions. However, as so many assets are intangible, having a clear picture of your wealth can be difficult. Finding ways to visualise all your assets is often useful, and something people have been doing for centuries.  When […]

Do you consider yourself an optimist or a pessimist? The “blue dot theory” could suggest that humans are hard-wired to be pessimists, after psychologists discovered that once our brains are primed to see something (such as a blue dot), we see it everywhere, even when it’s not really there. Read on to learn more about […]

When you’re buying a property, Stamp Duty can be a significant expense that you need to consider. So, read on to find out when the tax is paid and how to calculate a potential bill.  According to data published in IFA Magazine in June 2025, the government collected £14.1 billion in Stamp Duty in the […]

In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, if you hope to retire at 55, you might need to update your retirement plan.  Even if your planned retirement date seems far away, creating a plan now could […]

Passing on your wealth to loved ones could transform their lives and mean they have more opportunities in the future. However, to get the most out of the “great wealth transfer”, younger generations need to be prepared to manage their inheritance.  According to September 2024 data from Vanguard, it’s estimated $18.3 trillion (£13.45 trillion) in […]

Retirement can be a tricky time to manage your finances. Often, it represents a huge change as your regular income might stop and, instead, you start to deplete your assets. So, it’s natural that emotions might influence some of the decisions you make if you let them, but it could be harmful.  Here are three […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Thinking about the future can be a source of both wellbeing and […]