Category Archives: News

With property prices rising across the UK, the home represents the single largest asset in the estate for many families. Indeed, research reported by Zoopla (17 July 2025) shows that the average UK home increased in value by 20% between 2020 and 2025.  That being the case, it’s easy to understand why many homeowners consider […]

Flexible pension withdrawals have reached record levels since Pension Freedoms were introduced in 2015. While total control over your retirement fund can be liberating, it places the onus on you to ensure you’re managing your finances responsibly. UK retirees rely heavily on flexible access to their pensions, and the data supports this. According to figures […]

Becoming financially free as you enter retirement could make a huge difference to this chapter of your life.  Financial freedom doesn’t necessarily mean becoming wealthy. Instead, it’s about having enough to live the life you want on your terms, without having to worry about money. As retirement represents a chance to reassess what’s important to […]

Passing assets to your loved ones during your lifetime could have many benefits. Yet, that doesn’t mean it’s simple, and you might experience emotional challenges even if you’re sure it’s the right thing to do in your circumstances.  According to an FTAdviser article (29 July 2026), 7 in 10 people believe financial support should be […]

Unfortunately, when you’re being targeted by a scam, it doesn’t come with a huge warning sign that’s impossible to miss, and it could mean you unwittingly fall for a fraudster’s tactics.  Indeed, according to a Nationwide (25 September 2026) survey, the average Brit is targeted by scammers multiple times a week. About 15% of people […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 130 episodes of the Financial Wellbeing Podcast.  Picture the scene: You’re at a party. One of the reasons you […]

From abandoned new year resolutions to yet-to-be-visited bucket list travel destinations, failing to achieve the ambitious goals we set for ourselves is a universal experience.  But what if we’re simply thinking about goal-setting the wrong way?  A recent article (21 June 2026) in the Guardian suggests that approaching lifestyle goals with an “experimental mindset” may […]

When you’re remortgaging, the value of your home could be just as important as the amount you need to borrow. In fact, it could help you secure a better mortgage deal.  The value of your home might have increased more than you expect. According to Land Registry data (1 August 2026), between July 2021 and […]

After years of diligently saving into a Junior ISA (JISA) for your child, handing them control of the account might feel daunting. Will they appreciate your efforts and continue growing this fund to pay for something meaningful, such as university or their first home? Or might they splurge it all on something frivolous like extravagant […]

The government will set out its tax, spending and economic plans for the year ahead and beyond on 28 October 2026 in the Autumn Budget.  The weeks leading up to an Autumn Budget always feature rumours about what might change and how it could affect personal finances. With this Budget being the first for Prime […]