Category Archives: News

Financial biases are often linked to investing. However, subconscious tendencies can affect many aspects of your finances, including your estate plan. An estate plan sets out how your assets will be managed during your lifetime and distributed after your death. It might include writing a will or creating a trust to provide for young children. […]

When you make investment decisions, you know they should be based on data, logic, and careful analysis. Yet, the choices you make are often influenced by behavioural biases, and these psychological tendencies could even cloud how you view and manage existing investments.  Financial bias refers to the mental shortcuts or emotional tendencies that influence your […]

For many in the UK, owning a home remains a major life goal. Indeed, a survey presented by the Financial Conduct Authority (FCA) reports that 55% of non-homeowners aspire to buy in the future.  Despite what some may call a challenging housing market, this is a clear sign that the dream of homeownership is alive […]

Chancellor Rachel Reeves is facing some difficult decisions ahead of the Autumn Budget, and one option that’s reportedly under consideration is the introduction of a wealth tax. In August 2025, the BBC reported that the Labour government must increase taxes if it is to plug a £41.2 billion black hole in its budget. There’s a […]

From April 2027, pensions are expected to fall within your estate and could be liable for Inheritance Tax (IHT). That date might seem far away, but the policy change has the potential to significantly affect your estate plan, so thinking about it now could be useful.  While the policy change is still in the initial […]

Your midlife can be an exciting time; you may have ticked off some goals or bucket list items and are looking forward to what the future holds. Yet, it might also present some new challenges. Arranging a financial midlife MOT could help you overcome obstacles and feel confident as you prepare for the next chapter.   […]

Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want. When you think about financial planning, you might initially focus on the financial element. Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get the most out of your […]

There’s speculation that the Bank of England (BoE) will cut the base interest rate further in 2025. Read on to find out why the central bank’s decision could affect you and what to consider when assessing if it’s the “right” time to fix your mortgage interest rate. A mortgage is a type of loan that […]

Older workers could find they’re more exposed to financial shocks because financial protection doesn’t meet their needs. Read on to find out if a protection gap might affect you and how you could close it.  There are several different types of financial protection, which would pay out a lump sum or regular income when certain […]

One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and this usually shifts as you enter retirement.  So, if you’re retired or are nearing the milestone, read on to find out more about decumulation dilemmas and how you might […]