Author Archives: ross@planrfp.co.uk

Biases affect how you act, and the personal goals you’re working towards could distort how you perceive risk, rewards, and information. Indeed, the more important the goal is to you, the more likely it is that bias occurs.  Being aware of when bias might occur – and what might trigger it – could help identify […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Read on to find out more about five key considerations. 1. Calculate if you’ll need to […]

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole. […]

Any links will direct to a third-party website and [firm name] is not responsible for the accuracy of the information contained within linked sites. Over the last five years, homeowners may have found that their mortgage repayments have increased by more than they expected. Read on to find out why and steps you might be […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. According to a September 2025 Financial Planning Today article, 39% of people say a guaranteed income is their main priority in retirement. Knowing how much income you’ll receive from certain sources can […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about difficult topics, such as […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and been encouraged to save your spare coins.  […]

What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an effect. When share prices rise, so too will the value of your portfolio. However, the markets aren’t the starting point of a successful investment: your mindset is. […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more people are considering a […]

The link will direct to a third-party website and planr Financial Planner is not responsible for the accuracy of the information contained within linked sites. On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget, setting out fiscal plans for the year ahead and beyond. There’s speculation that some of the announcements […]