Author Archives: ross@planrfp.co.uk

Passing on your wealth to loved ones could transform their lives and mean they have more opportunities in the future. However, to get the most out of the “great wealth transfer”, younger generations need to be prepared to manage their inheritance.  According to September 2024 data from Vanguard, it’s estimated $18.3 trillion (£13.45 trillion) in […]

Retirement can be a tricky time to manage your finances. Often, it represents a huge change as your regular income might stop and, instead, you start to deplete your assets. So, it’s natural that emotions might influence some of the decisions you make if you let them, but it could be harmful.  Here are three […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Thinking about the future can be a source of both wellbeing and […]

Around 15% of homeowners are considering downsizing during the next five years, according to a MoneyAge article from April 2025. If you’re thinking about moving to a smaller home and still have a mortgage, here’s what you need to know. There are plenty of reasons why you might want to downsize now or in the […]

According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24.  This will mean that the total amount of IHT paid in the 2024/25 financial year will have reached a record high of […]

If you’ve been keeping up with the news recently, you’ll likely know that global economic growth is under increasing pressure.  In February 2025, the Bank of England halved its forecast for UK growth this year from 1.5% to just 0.75%, the BBC reports.  Meanwhile, the Guardian reveals that US Gross Domestic Product (GDP) shrank by […]

Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is influenced by other lifestyle goals, so defining how to measure it for you could help you turn it into a reality.  Securing financial freedom so you can retire with confidence is a common goal. A […]

Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what level of cover is appropriate for you is an essential step to take when comparing options. Over the last couple of months, you’ve read about why financial protection is important and the different types that […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Financial wellbeing is a broad term that encompasses all aspects of the relationship […]

When you think of famous wine regions, your mind might go to Bordeaux, Tuscany, or Napa Valley. However, some incredible vineyards and wineries are much closer to home.  While it’s often overlooked, English wine is becoming increasingly popular and regularly wins international awards. According to Wine GB’s latest report, more than 1.5 million people visited […]