Author Archives: ross@planrfp.co.uk

As Christmas approaches, so does the inevitable stress of gift buying. On top of finding presents for your loved ones, there’s always one person you forget.  Whether they’re an unexpected addition to the family party or you simply want an extra treat for your friends, you may need to quickly source an additional gift. You […]

With the cost of living soaring and mortgage repayments rising, making additional payments on your home might be the last thing on your mind. Yet, if you’re in a position to do so, it may cut the cost of borrowing over the long term.  To tackle rising inflation, the Bank of England (BoE) has increased […]

If you want to start investing or would like to boost an existing portfolio, your mind might turn to using a lump sum. However, there could be benefits to drip-feeding your investments instead. Drip-feeding means you slowly add money to your investment portfolio. So, rather than investing £10,000 straightaway, you might increase your investment portfolio […]

It’s the season for giving. This Christmas, you might be thinking about how you could improve the security of your loved ones by gifting them money or assets. Read on to discover five potentially useful allowances that you might want to consider if your estate could be liable for Inheritance Tax (IHT). Some gifts are […]

Financial reviews provide you with a chance to ensure your financial decisions continue to reflect your goals and circumstances, and to assess if you’re on track. They could also be a useful way to reduce behavioural bias. Over the last few months, you’ve read about why financial reviews are important and why you may need […]

On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s been a challenging year with inflation dominating headlines. While inflation has fallen, it’s still higher than the Bank of England’s 2% target at 4.6% in the 12 months to […]