Author Archives: ross@planrfp.co.uk

The link will direct to a third-party website and planr Financial Planner is not responsible for the accuracy of the information contained within linked sites. On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget, setting out fiscal plans for the year ahead and beyond. There’s speculation that some of the announcements […]

The link will direct to a third-party website and planr Financial Planning is not responsible for the accuracy of the information contained within linked sites. Increasingly, UK savers are losing track of their pensions. In October 2024, research by Pensions UK found that the total value of lost pension pots had risen by 60% since […]

The link will direct to a third-party website and planr Financial Planning is not responsible for the accuracy of the information contained within linked sites. Taking control of your finances can be frightful. Complex rules that are easy to overlook could mean you fall for a “trick” when making financial decisions this Halloween, but a […]

The link will direct to a third-party website and planr Financial Planning is not responsible for the accuracy of the information contained within linked sites. Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and do the things you’ve been putting off because work has […]

When markets experience volatility, even the most level-headed investor can let their emotions or other influences affect their decisions. Read on to find out why volatility can trigger financial biases and how these might affect you.  For the average investor, it’s important to take a long-term approach. While returns cannot be guaranteed, investing over a […]

The link will direct to a third-party website and planr Financial Planning is not responsible for the accuracy of the information contained within linked sites. Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and choosing to phase gradually into the next stage of their […]

Financial biases are often linked to investing. However, subconscious tendencies can affect many aspects of your finances, including your estate plan. An estate plan sets out how your assets will be managed during your lifetime and distributed after your death. It might include writing a will or creating a trust to provide for young children. […]

When you make investment decisions, you know they should be based on data, logic, and careful analysis. Yet, the choices you make are often influenced by behavioural biases, and these psychological tendencies could even cloud how you view and manage existing investments.  Financial bias refers to the mental shortcuts or emotional tendencies that influence your […]

For many in the UK, owning a home remains a major life goal. Indeed, a survey presented by the Financial Conduct Authority (FCA) reports that 55% of non-homeowners aspire to buy in the future.  Despite what some may call a challenging housing market, this is a clear sign that the dream of homeownership is alive […]

Chancellor Rachel Reeves is facing some difficult decisions ahead of the Autumn Budget, and one option that’s reportedly under consideration is the introduction of a wealth tax. In August 2025, the BBC reported that the Labour government must increase taxes if it is to plug a £41.2 billion black hole in its budget. There’s a […]