Author Archives: ross@planrfp.co.uk

When you’re building a business, you might have little time to think about other aspects of your long-term finances. However, overlooking your pension in favour of your business could leave you in a difficult situation when you want to retire. According to a survey carried out by think tank the Social Market Foundation (12 August […]

Language is powerful. The words you use to describe different scenarios can change how you perceive events, and the language used for retirement could lead to a pessimistic outlook. Writing in an article for Saga (21 October 2025), lexicographer Susie Dent explains that in English, “retire” has its roots in a Latin word meaning “to […]

A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement, according to a MoneyAge article (11 November 2025).  Striking the right balance with pension contributions is important. Contribute too little, and you could leave yourself short in retirement. If you contribute as much […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Sometimes, when we make major financial decisions, the question of money must […]

Every investor wants to be successful. Over the next few months, you can read about ways to improve your investment strategy. Defining success against the performance of others can encourage a short-term mindset What “success” means when investing is different for everyone, and defining what it means for you is crucial. You might be tempted […]

AI adoption has rapidly increased in recent years, and it has affected the stock prices of businesses operating in the sector. Find out more about the financial biases that could be driving this boom.  The rise of Nvidia, which provides essential hardware and software for AI development, demonstrates the scale of the AI boom.  In […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. With the year drawing to a close, you might be thinking about what you can look forward to in 2026. If you love to explore new destinations and tick off bucket list […]

Submitting your mortgage application can be stressful. If the lender rejects your application, it could mean you miss out on the chance to buy the property. Understanding what lenders will be assessing could put your mind at ease and may help you identify ways to improve your application.  Here are seven factors mortgage lenders will […]

Any links will direct to a third-party website and Planr is not responsible for the accuracy of the information contained within linked sites. In the November 2025 Budget, the chancellor revealed new Cash ISA rules that will affect under-65s. The change could affect your savings and wider financial plan. ISAs provide a tax-efficient way to […]

When you’re making financial decisions, it can feel like you’re faced with indecipherable numbers. You might know how much you have in your bank account or pension, but what does the figure mean for your future? Cashflow planning can turn the numbers into possibilities.  If you feel uncertain about your future after looking at numbers […]