Our blog – archive

These articles are provided for historical reference only. They reflect the information, regulations, and market conditions at the time of publication and may now be outdated. The content is not intended to be used as a basis for financial decisions and does not constitute current financial advice.

When is the right time to fix your mortgage interest rate?

5th August 2025

There’s speculation that the Bank of England (BoE) will cut the base interest rate further in 2025. Read on to find out why the central bank’s decision could affect you and what to consider when

How a protection gap could leave older workers facing financial challenges

5th August 2025

Older workers could find they’re more exposed to financial shocks because financial protection doesn’t meet their needs. Read on to find out if a protection gap might affect you and how you could close it.

The decumulation dilemmas you might need to overcome when you retire

5th August 2025

One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and this usually shifts as you enter retirement. So, if

How to change your financial behaviours

5th August 2025

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more

How to remain calm amid Autumn Budget speculation

5th August 2025

The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But there are other factors outside of your control that might lead to emotional decision-making, including uncertainty about the

The power of visualising your wealth: From cloth to cashflow modelling

5th August 2025

Understanding where your wealth is coming from and how you’re using it could help you make more informed decisions. However, as so many assets are intangible, having a clear picture of your wealth can be

How the “blue dot theory” could influence your life

22nd July 2025

Do you consider yourself an optimist or a pessimist? The “blue dot theory” could suggest that humans are hard-wired to be pessimists, after psychologists discovered that once our brains are primed to see something (such

Everything you need to know about Stamp Duty

22nd July 2025

When you’re buying a property, Stamp Duty can be a significant expense that you need to consider. So, read on to find out when the tax is paid and how to calculate a potential bill.

The age you can access your pension may rise. Could it affect your retirement?

22nd July 2025

In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, if you hope to retire at 55, you might

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